LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,210
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$2,124/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,770
+HK$4,346/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,770
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,775
−HK$2,035/mo
Today · 4.125%
HK$78,810
baseline
▲ 0.50% · 4.625%
HK$82,964
+HK$4,154/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,620/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,652
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,160
−HK$2,549/mo
Today · 4.125%
HK$85,709
baseline
▲ 0.50% · 4.625%
HK$90,924
+HK$5,215/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$171,418/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,724
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,131
−HK$2,441/mo
Today · 4.125%
HK$94,572
baseline
▲ 0.50% · 4.625%
HK$99,557
+HK$4,985/mo
Deposit HK$11.79M · loan HK$17.68M · min. income ≈ HK$189,144/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,094
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,020
−HK$2,974/mo
Today · 4.125%
HK$99,994
baseline
▲ 0.50% · 4.625%
HK$106,079
+HK$6,085/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$199,988/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,678
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,486
−HK$2,848/mo
Today · 4.125%
HK$110,334
baseline
▲ 0.50% · 4.625%
HK$116,149
+HK$5,815/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,668/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,978
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,741
−HK$3,823/mo
Today · 4.125%
HK$128,564
baseline
▲ 0.50% · 4.625%
HK$136,387
+HK$7,823/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,128/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,586
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,196
−HK$3,662/mo
Today · 4.125%
HK$141,858
baseline
▲ 0.50% · 4.625%
HK$149,335
+HK$7,477/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,716/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,673 · Scale 2, in force from 26 Feb 2026)