LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,218
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,309
−HK$2,124/mo
Today · 4.125%
HK$71,433
baseline
▲ 0.50% · 4.625%
HK$75,780
+HK$4,347/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,866/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,779
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,785
−HK$2,034/mo
Today · 4.125%
HK$78,819
baseline
▲ 0.50% · 4.625%
HK$82,974
+HK$4,155/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,638/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,662
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,171
−HK$2,549/mo
Today · 4.125%
HK$85,720
baseline
▲ 0.50% · 4.625%
HK$90,936
+HK$5,216/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,440/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,735
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,142
−HK$2,441/mo
Today · 4.125%
HK$94,583
baseline
▲ 0.50% · 4.625%
HK$99,569
+HK$4,986/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,166/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,105
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,032
−HK$2,974/mo
Today · 4.125%
HK$100,006
baseline
▲ 0.50% · 4.625%
HK$106,092
+HK$6,086/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$200,012/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,691
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,499
−HK$2,848/mo
Today · 4.125%
HK$110,347
baseline
▲ 0.50% · 4.625%
HK$116,164
+HK$5,817/mo
Deposit HK$8.84M · loan HK$20.63M · min. income ≈ HK$220,694/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,992
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$124,756
−HK$3,824/mo
Today · 4.125%
HK$128,580
baseline
▲ 0.50% · 4.625%
HK$136,404
+HK$7,824/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,160/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,603
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,213
−HK$3,662/mo
Today · 4.125%
HK$141,875
baseline
▲ 0.50% · 4.625%
HK$149,353
+HK$7,478/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,750/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,827 · Scale 2, in force from 26 Feb 2026)