LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,222
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,313
−HK$2,125/mo
Today · 4.125%
HK$71,438
baseline
▲ 0.50% · 4.625%
HK$75,784
+HK$4,346/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,876/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,784
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,790
−HK$2,034/mo
Today · 4.125%
HK$78,824
baseline
▲ 0.50% · 4.625%
HK$82,979
+HK$4,155/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,648/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,667
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,176
−HK$2,549/mo
Today · 4.125%
HK$85,725
baseline
▲ 0.50% · 4.625%
HK$90,941
+HK$5,216/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,450/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,741
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,148
−HK$2,441/mo
Today · 4.125%
HK$94,589
baseline
▲ 0.50% · 4.625%
HK$99,575
+HK$4,986/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,178/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,111
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,038
−HK$2,975/mo
Today · 4.125%
HK$100,013
baseline
▲ 0.50% · 4.625%
HK$106,098
+HK$6,085/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$200,026/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,698
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,505
−HK$2,849/mo
Today · 4.125%
HK$110,354
baseline
▲ 0.50% · 4.625%
HK$116,171
+HK$5,817/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$220,708/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,000
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$124,764
−HK$3,824/mo
Today · 4.125%
HK$128,588
baseline
▲ 0.50% · 4.625%
HK$136,412
+HK$7,824/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,176/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,611
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$138,221
−HK$3,663/mo
Today · 4.125%
HK$141,884
baseline
▲ 0.50% · 4.625%
HK$149,363
+HK$7,479/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,768/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,904 · Scale 2, in force from 26 Feb 2026)