LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,224
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$2,124/mo
Today · 4.125%
HK$71,439
baseline
▲ 0.50% · 4.625%
HK$75,786
+HK$4,347/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,878/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,791
−HK$2,035/mo
Today · 4.125%
HK$78,826
baseline
▲ 0.50% · 4.625%
HK$82,981
+HK$4,155/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,652/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,668
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,178
−HK$2,549/mo
Today · 4.125%
HK$85,727
baseline
▲ 0.50% · 4.625%
HK$90,943
+HK$5,216/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,454/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,743
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,150
−HK$2,441/mo
Today · 4.125%
HK$94,591
baseline
▲ 0.50% · 4.625%
HK$99,577
+HK$4,986/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,182/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,113
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,041
−HK$2,974/mo
Today · 4.125%
HK$100,015
baseline
▲ 0.50% · 4.625%
HK$106,100
+HK$6,085/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$200,030/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,700
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,508
−HK$2,848/mo
Today · 4.125%
HK$110,356
baseline
▲ 0.50% · 4.625%
HK$116,173
+HK$5,817/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$220,712/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,003
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$124,766
−HK$3,824/mo
Today · 4.125%
HK$128,590
baseline
▲ 0.50% · 4.625%
HK$136,415
+HK$7,825/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,180/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,614
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$138,224
−HK$3,663/mo
Today · 4.125%
HK$141,887
baseline
▲ 0.50% · 4.625%
HK$149,366
+HK$7,479/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,774/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,931 · Scale 2, in force from 26 Feb 2026)