LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,224
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$2,125/mo
Today · 4.125%
HK$71,440
baseline
▲ 0.50% · 4.625%
HK$75,787
+HK$4,347/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,880/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,792
−HK$2,035/mo
Today · 4.125%
HK$78,827
baseline
▲ 0.50% · 4.625%
HK$82,982
+HK$4,155/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,654/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,669
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,178
−HK$2,550/mo
Today · 4.125%
HK$85,728
baseline
▲ 0.50% · 4.625%
HK$90,944
+HK$5,216/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,456/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,743
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,150
−HK$2,442/mo
Today · 4.125%
HK$94,592
baseline
▲ 0.50% · 4.625%
HK$99,578
+HK$4,986/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,184/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,114
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,041
−HK$2,975/mo
Today · 4.125%
HK$100,016
baseline
▲ 0.50% · 4.625%
HK$106,101
+HK$6,085/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$200,032/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,701
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,509
−HK$2,848/mo
Today · 4.125%
HK$110,357
baseline
▲ 0.50% · 4.625%
HK$116,174
+HK$5,817/mo
Deposit HK$8.84M · loan HK$20.64M · min. income ≈ HK$220,714/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,004
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$124,767
−HK$3,825/mo
Today · 4.125%
HK$128,592
baseline
▲ 0.50% · 4.625%
HK$136,416
+HK$7,824/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$257,184/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,615
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$138,226
−HK$3,662/mo
Today · 4.125%
HK$141,888
baseline
▲ 0.50% · 4.625%
HK$149,367
+HK$7,479/mo
Deposit HK$2.95M · loan HK$26.53M · min. income ≈ HK$283,776/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,252,942 · Scale 2, in force from 26 Feb 2026)