LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,236
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,328
−HK$2,125/mo
Today · 4.125%
HK$71,453
baseline
▲ 0.50% · 4.625%
HK$75,800
+HK$4,347/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,906/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,800
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,806
−HK$2,035/mo
Today · 4.125%
HK$78,841
baseline
▲ 0.50% · 4.625%
HK$82,997
+HK$4,156/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,682/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,684
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,193
−HK$2,550/mo
Today · 4.125%
HK$85,743
baseline
▲ 0.50% · 4.625%
HK$90,960
+HK$5,217/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,486/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,760
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,167
−HK$2,442/mo
Today · 4.125%
HK$94,609
baseline
▲ 0.50% · 4.625%
HK$99,596
+HK$4,987/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,218/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,131
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,059
−HK$2,975/mo
Today · 4.125%
HK$100,034
baseline
▲ 0.50% · 4.625%
HK$106,121
+HK$6,087/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$200,068/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,720
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,528
−HK$2,849/mo
Today · 4.125%
HK$110,377
baseline
▲ 0.50% · 4.625%
HK$116,195
+HK$5,818/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$220,754/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,025
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,790
−HK$3,825/mo
Today · 4.125%
HK$128,615
baseline
▲ 0.50% · 4.625%
HK$136,441
+HK$7,826/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,230/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,640
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,250
−HK$3,664/mo
Today · 4.125%
HK$141,914
baseline
▲ 0.50% · 4.625%
HK$149,394
+HK$7,480/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,828/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,168 · Scale 2, in force from 26 Feb 2026)