LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,237
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,329
−HK$2,125/mo
Today · 4.125%
HK$71,454
baseline
▲ 0.50% · 4.625%
HK$75,802
+HK$4,348/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,908/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,801
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,807
−HK$2,035/mo
Today · 4.125%
HK$78,842
baseline
▲ 0.50% · 4.625%
HK$82,998
+HK$4,156/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,684/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,685
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,195
−HK$2,550/mo
Today · 4.125%
HK$85,745
baseline
▲ 0.50% · 4.625%
HK$90,962
+HK$5,217/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,490/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,761
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,169
−HK$2,442/mo
Today · 4.125%
HK$94,611
baseline
▲ 0.50% · 4.625%
HK$99,598
+HK$4,987/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,222/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,132
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,061
−HK$2,974/mo
Today · 4.125%
HK$100,035
baseline
▲ 0.50% · 4.625%
HK$106,122
+HK$6,087/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$200,070/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,721
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,530
−HK$2,849/mo
Today · 4.125%
HK$110,379
baseline
▲ 0.50% · 4.625%
HK$116,197
+HK$5,818/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$220,758/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,027
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,792
−HK$3,825/mo
Today · 4.125%
HK$128,617
baseline
▲ 0.50% · 4.625%
HK$136,443
+HK$7,826/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,234/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,642
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,253
−HK$3,663/mo
Today · 4.125%
HK$141,916
baseline
▲ 0.50% · 4.625%
HK$149,397
+HK$7,481/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,832/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,190 · Scale 2, in force from 26 Feb 2026)