LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,238
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,330
−HK$2,125/mo
Today · 4.125%
HK$71,455
baseline
▲ 0.50% · 4.625%
HK$75,803
+HK$4,348/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$142,910/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,802
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,808
−HK$2,035/mo
Today · 4.125%
HK$78,843
baseline
▲ 0.50% · 4.625%
HK$82,999
+HK$4,156/mo
Deposit HK$14.74M · loan HK$14.74M · min. income ≈ HK$157,686/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,686
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,196
−HK$2,550/mo
Today · 4.125%
HK$85,746
baseline
▲ 0.50% · 4.625%
HK$90,963
+HK$5,217/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$171,492/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,762
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,170
−HK$2,442/mo
Today · 4.125%
HK$94,612
baseline
▲ 0.50% · 4.625%
HK$99,599
+HK$4,987/mo
Deposit HK$11.79M · loan HK$17.69M · min. income ≈ HK$189,224/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,134
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,062
−HK$2,975/mo
Today · 4.125%
HK$100,037
baseline
▲ 0.50% · 4.625%
HK$106,124
+HK$6,087/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$200,074/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,723
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,531
−HK$2,850/mo
Today · 4.125%
HK$110,381
baseline
▲ 0.50% · 4.625%
HK$116,199
+HK$5,818/mo
Deposit HK$8.85M · loan HK$20.64M · min. income ≈ HK$220,762/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,029
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,794
−HK$3,825/mo
Today · 4.125%
HK$128,619
baseline
▲ 0.50% · 4.625%
HK$136,445
+HK$7,826/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,238/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,644
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,255
−HK$3,663/mo
Today · 4.125%
HK$141,918
baseline
▲ 0.50% · 4.625%
HK$149,399
+HK$7,481/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,836/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,206 · Scale 2, in force from 26 Feb 2026)