LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,252
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,343
−HK$2,126/mo
Today · 4.125%
HK$71,469
baseline
▲ 0.50% · 4.625%
HK$75,817
+HK$4,348/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,938/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,817
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,823
−HK$2,036/mo
Today · 4.125%
HK$78,859
baseline
▲ 0.50% · 4.625%
HK$83,015
+HK$4,156/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,718/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,702
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,212
−HK$2,551/mo
Today · 4.125%
HK$85,763
baseline
▲ 0.50% · 4.625%
HK$90,981
+HK$5,218/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,526/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,780
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,188
−HK$2,442/mo
Today · 4.125%
HK$94,630
baseline
▲ 0.50% · 4.625%
HK$99,619
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,260/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,152
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,081
−HK$2,975/mo
Today · 4.125%
HK$100,056
baseline
▲ 0.50% · 4.625%
HK$106,144
+HK$6,088/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,112/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,743
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,552
−HK$2,850/mo
Today · 4.125%
HK$110,402
baseline
▲ 0.50% · 4.625%
HK$116,222
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,804/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,053
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,818
−HK$3,826/mo
Today · 4.125%
HK$128,644
baseline
▲ 0.50% · 4.625%
HK$136,471
+HK$7,827/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,288/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,670
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,282
−HK$3,664/mo
Today · 4.125%
HK$141,946
baseline
▲ 0.50% · 4.625%
HK$149,428
+HK$7,482/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,892/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,451 · Scale 2, in force from 26 Feb 2026)