LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,252
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,344
−HK$2,125/mo
Today · 4.125%
HK$71,469
baseline
▲ 0.50% · 4.625%
HK$75,818
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,938/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,817
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,824
−HK$2,035/mo
Today · 4.125%
HK$78,859
baseline
▲ 0.50% · 4.625%
HK$83,016
+HK$4,157/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,718/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,702
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,213
−HK$2,550/mo
Today · 4.125%
HK$85,763
baseline
▲ 0.50% · 4.625%
HK$90,982
+HK$5,219/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,526/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,781
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,189
−HK$2,442/mo
Today · 4.125%
HK$94,631
baseline
▲ 0.50% · 4.625%
HK$99,619
+HK$4,988/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,262/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,153
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,082
−HK$2,975/mo
Today · 4.125%
HK$100,057
baseline
▲ 0.50% · 4.625%
HK$106,145
+HK$6,088/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,114/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,744
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,553
−HK$2,850/mo
Today · 4.125%
HK$110,403
baseline
▲ 0.50% · 4.625%
HK$116,223
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,806/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,054
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,819
−HK$3,826/mo
Today · 4.125%
HK$128,645
baseline
▲ 0.50% · 4.625%
HK$136,473
+HK$7,828/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,290/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,671
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,283
−HK$3,664/mo
Today · 4.125%
HK$141,947
baseline
▲ 0.50% · 4.625%
HK$149,429
+HK$7,482/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,894/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,462 · Scale 2, in force from 26 Feb 2026)