LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,253
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,345
−HK$2,126/mo
Today · 4.125%
HK$71,471
baseline
▲ 0.50% · 4.625%
HK$75,820
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,942/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,819
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,825
−HK$2,036/mo
Today · 4.125%
HK$78,861
baseline
▲ 0.50% · 4.625%
HK$83,018
+HK$4,157/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,722/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,704
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,214
−HK$2,551/mo
Today · 4.125%
HK$85,765
baseline
▲ 0.50% · 4.625%
HK$90,983
+HK$5,218/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,530/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,782
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,190
−HK$2,443/mo
Today · 4.125%
HK$94,633
baseline
▲ 0.50% · 4.625%
HK$99,621
+HK$4,988/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,266/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,155
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,083
−HK$2,976/mo
Today · 4.125%
HK$100,059
baseline
▲ 0.50% · 4.625%
HK$106,147
+HK$6,088/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,118/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,746
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,555
−HK$2,850/mo
Today · 4.125%
HK$110,405
baseline
▲ 0.50% · 4.625%
HK$116,225
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,810/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,056
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,822
−HK$3,825/mo
Today · 4.125%
HK$128,647
baseline
▲ 0.50% · 4.625%
HK$136,475
+HK$7,828/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$257,294/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,674
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,286
−HK$3,664/mo
Today · 4.125%
HK$141,950
baseline
▲ 0.50% · 4.625%
HK$149,432
+HK$7,482/mo
Deposit HK$2.95M · loan HK$26.54M · min. income ≈ HK$283,900/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,486 · Scale 2, in force from 26 Feb 2026)