LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,257
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,349
−HK$2,125/mo
Today · 4.125%
HK$71,474
baseline
▲ 0.50% · 4.625%
HK$75,823
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,948/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,822
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,829
−HK$2,036/mo
Today · 4.125%
HK$78,865
baseline
▲ 0.50% · 4.625%
HK$83,022
+HK$4,157/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,730/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,708
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,218
−HK$2,551/mo
Today · 4.125%
HK$85,769
baseline
▲ 0.50% · 4.625%
HK$90,988
+HK$5,219/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,538/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,787
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,195
−HK$2,443/mo
Today · 4.125%
HK$94,638
baseline
▲ 0.50% · 4.625%
HK$99,626
+HK$4,988/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,276/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,159
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,088
−HK$2,976/mo
Today · 4.125%
HK$100,064
baseline
▲ 0.50% · 4.625%
HK$106,153
+HK$6,089/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,128/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,751
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,561
−HK$2,850/mo
Today · 4.125%
HK$110,411
baseline
▲ 0.50% · 4.625%
HK$116,231
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,822/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,062
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,828
−HK$3,826/mo
Today · 4.125%
HK$128,654
baseline
▲ 0.50% · 4.625%
HK$136,482
+HK$7,828/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,308/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,680
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,292
−HK$3,665/mo
Today · 4.125%
HK$141,957
baseline
▲ 0.50% · 4.625%
HK$149,439
+HK$7,482/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,914/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,547 · Scale 2, in force from 26 Feb 2026)