LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,259
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,351
−HK$2,126/mo
Today · 4.125%
HK$71,477
baseline
▲ 0.50% · 4.625%
HK$75,826
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,954/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,825
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,832
−HK$2,035/mo
Today · 4.125%
HK$78,867
baseline
▲ 0.50% · 4.625%
HK$83,025
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,734/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,711
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,221
−HK$2,551/mo
Today · 4.125%
HK$85,772
baseline
▲ 0.50% · 4.625%
HK$90,991
+HK$5,219/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,544/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,790
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,198
−HK$2,443/mo
Today · 4.125%
HK$94,641
baseline
▲ 0.50% · 4.625%
HK$99,630
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,282/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,162
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,091
−HK$2,976/mo
Today · 4.125%
HK$100,067
baseline
▲ 0.50% · 4.625%
HK$106,156
+HK$6,089/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,134/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,755
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,564
−HK$2,850/mo
Today · 4.125%
HK$110,414
baseline
▲ 0.50% · 4.625%
HK$116,234
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,828/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,066
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,832
−HK$3,826/mo
Today · 4.125%
HK$128,658
baseline
▲ 0.50% · 4.625%
HK$136,486
+HK$7,828/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,316/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,685
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,297
−HK$3,664/mo
Today · 4.125%
HK$141,961
baseline
▲ 0.50% · 4.625%
HK$149,444
+HK$7,483/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,922/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,589 · Scale 2, in force from 26 Feb 2026)