LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,260
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,352
−HK$2,126/mo
Today · 4.125%
HK$71,478
baseline
▲ 0.50% · 4.625%
HK$75,827
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,956/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,826
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,833
−HK$2,036/mo
Today · 4.125%
HK$78,869
baseline
▲ 0.50% · 4.625%
HK$83,026
+HK$4,157/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,738/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,712
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,223
−HK$2,550/mo
Today · 4.125%
HK$85,773
baseline
▲ 0.50% · 4.625%
HK$90,993
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,546/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,791
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,200
−HK$2,443/mo
Today · 4.125%
HK$94,643
baseline
▲ 0.50% · 4.625%
HK$99,631
+HK$4,988/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,286/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,164
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,093
−HK$2,976/mo
Today · 4.125%
HK$100,069
baseline
▲ 0.50% · 4.625%
HK$106,158
+HK$6,089/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,138/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,757
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,566
−HK$2,850/mo
Today · 4.125%
HK$110,416
baseline
▲ 0.50% · 4.625%
HK$116,236
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,832/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,068
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,834
−HK$3,826/mo
Today · 4.125%
HK$128,660
baseline
▲ 0.50% · 4.625%
HK$136,489
+HK$7,829/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,320/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,687
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,299
−HK$3,665/mo
Today · 4.125%
HK$141,964
baseline
▲ 0.50% · 4.625%
HK$149,447
+HK$7,483/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,928/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,611 · Scale 2, in force from 26 Feb 2026)