LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,266
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,358
−HK$2,126/mo
Today · 4.125%
HK$71,484
baseline
▲ 0.50% · 4.625%
HK$75,833
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,968/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,832
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,839
−HK$2,036/mo
Today · 4.125%
HK$78,875
baseline
▲ 0.50% · 4.625%
HK$83,033
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,750/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,719
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,229
−HK$2,551/mo
Today · 4.125%
HK$85,780
baseline
▲ 0.50% · 4.625%
HK$91,000
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,560/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,799
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,207
−HK$2,443/mo
Today · 4.125%
HK$94,650
baseline
▲ 0.50% · 4.625%
HK$99,639
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,300/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,172
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,101
−HK$2,976/mo
Today · 4.125%
HK$100,077
baseline
▲ 0.50% · 4.625%
HK$106,167
+HK$6,090/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,154/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,765
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,575
−HK$2,850/mo
Today · 4.125%
HK$110,425
baseline
▲ 0.50% · 4.625%
HK$116,246
+HK$5,821/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,850/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,078
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,844
−HK$3,827/mo
Today · 4.125%
HK$128,671
baseline
▲ 0.50% · 4.625%
HK$136,500
+HK$7,829/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,342/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,698
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,311
−HK$3,664/mo
Today · 4.125%
HK$141,975
baseline
▲ 0.50% · 4.625%
HK$149,459
+HK$7,484/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,950/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,713 · Scale 2, in force from 26 Feb 2026)