LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,266
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,358
−HK$2,126/mo
Today · 4.125%
HK$71,484
baseline
▲ 0.50% · 4.625%
HK$75,834
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,968/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,833
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,840
−HK$2,036/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,033
+HK$4,157/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,719
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,230
−HK$2,551/mo
Today · 4.125%
HK$85,781
baseline
▲ 0.50% · 4.625%
HK$91,000
+HK$5,219/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,562/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,799
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,207
−HK$2,444/mo
Today · 4.125%
HK$94,651
baseline
▲ 0.50% · 4.625%
HK$99,640
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,302/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,172
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,101
−HK$2,977/mo
Today · 4.125%
HK$100,078
baseline
▲ 0.50% · 4.625%
HK$106,167
+HK$6,089/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,156/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,766
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,575
−HK$2,851/mo
Today · 4.125%
HK$110,426
baseline
▲ 0.50% · 4.625%
HK$116,246
+HK$5,820/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,852/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,079
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,845
−HK$3,826/mo
Today · 4.125%
HK$128,671
baseline
▲ 0.50% · 4.625%
HK$136,501
+HK$7,830/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,342/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,699
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,311
−HK$3,665/mo
Today · 4.125%
HK$141,976
baseline
▲ 0.50% · 4.625%
HK$149,460
+HK$7,484/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,952/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,719 · Scale 2, in force from 26 Feb 2026)