LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,269
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,362
−HK$2,126/mo
Today · 4.125%
HK$71,488
baseline
▲ 0.50% · 4.625%
HK$75,837
+HK$4,349/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,976/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,836
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,843
−HK$2,036/mo
Today · 4.125%
HK$78,879
baseline
▲ 0.50% · 4.625%
HK$83,037
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,758/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,723
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,234
−HK$2,551/mo
Today · 4.125%
HK$85,785
baseline
▲ 0.50% · 4.625%
HK$91,005
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,570/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,804
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,212
−HK$2,443/mo
Today · 4.125%
HK$94,655
baseline
▲ 0.50% · 4.625%
HK$99,645
+HK$4,990/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,310/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,177
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,106
−HK$2,977/mo
Today · 4.125%
HK$100,083
baseline
▲ 0.50% · 4.625%
HK$106,172
+HK$6,089/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,166/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,771
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,581
−HK$2,850/mo
Today · 4.125%
HK$110,431
baseline
▲ 0.50% · 4.625%
HK$116,252
+HK$5,821/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,862/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,084
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,851
−HK$3,827/mo
Today · 4.125%
HK$128,678
baseline
▲ 0.50% · 4.625%
HK$136,507
+HK$7,829/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,356/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,705
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,318
−HK$3,665/mo
Today · 4.125%
HK$141,983
baseline
▲ 0.50% · 4.625%
HK$149,467
+HK$7,484/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,966/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,780 · Scale 2, in force from 26 Feb 2026)