LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,272
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,365
−HK$2,126/mo
Today · 4.125%
HK$71,491
baseline
▲ 0.50% · 4.625%
HK$75,841
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,982/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,840
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,847
−HK$2,036/mo
Today · 4.125%
HK$78,883
baseline
▲ 0.50% · 4.625%
HK$83,041
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,766/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,727
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,238
−HK$2,551/mo
Today · 4.125%
HK$85,789
baseline
▲ 0.50% · 4.625%
HK$91,009
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,578/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,808
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,216
−HK$2,444/mo
Today · 4.125%
HK$94,660
baseline
▲ 0.50% · 4.625%
HK$99,649
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,320/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,181
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,111
−HK$2,976/mo
Today · 4.125%
HK$100,087
baseline
▲ 0.50% · 4.625%
HK$106,177
+HK$6,090/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,174/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,776
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,586
−HK$2,850/mo
Today · 4.125%
HK$110,436
baseline
▲ 0.50% · 4.625%
HK$116,257
+HK$5,821/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,872/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,090
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,857
−HK$3,826/mo
Today · 4.125%
HK$128,683
baseline
▲ 0.50% · 4.625%
HK$136,513
+HK$7,830/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,366/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,711
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,324
−HK$3,665/mo
Today · 4.125%
HK$141,989
baseline
▲ 0.50% · 4.625%
HK$149,474
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,978/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,837 · Scale 2, in force from 26 Feb 2026)