LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,274
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,366
−HK$2,126/mo
Today · 4.125%
HK$71,492
baseline
▲ 0.50% · 4.625%
HK$75,842
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,984/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,841
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,848
−HK$2,037/mo
Today · 4.125%
HK$78,885
baseline
▲ 0.50% · 4.625%
HK$83,043
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,770/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,728
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,239
−HK$2,552/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$91,011
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,809
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,218
−HK$2,444/mo
Today · 4.125%
HK$94,662
baseline
▲ 0.50% · 4.625%
HK$99,651
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,324/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,183
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,113
−HK$2,976/mo
Today · 4.125%
HK$100,089
baseline
▲ 0.50% · 4.625%
HK$106,179
+HK$6,090/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,178/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,778
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,588
−HK$2,850/mo
Today · 4.125%
HK$110,438
baseline
▲ 0.50% · 4.625%
HK$116,260
+HK$5,822/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,876/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,092
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,859
−HK$3,827/mo
Today · 4.125%
HK$128,686
baseline
▲ 0.50% · 4.625%
HK$136,516
+HK$7,830/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,372/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,714
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,327
−HK$3,665/mo
Today · 4.125%
HK$141,992
baseline
▲ 0.50% · 4.625%
HK$149,477
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,984/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,862 · Scale 2, in force from 26 Feb 2026)