LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,274
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,367
−HK$2,126/mo
Today · 4.125%
HK$71,493
baseline
▲ 0.50% · 4.625%
HK$75,843
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,986/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,842
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,849
−HK$2,036/mo
Today · 4.125%
HK$78,885
baseline
▲ 0.50% · 4.625%
HK$83,044
+HK$4,159/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,770/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,729
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,240
−HK$2,551/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$5,221/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,810
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,219
−HK$2,443/mo
Today · 4.125%
HK$94,662
baseline
▲ 0.50% · 4.625%
HK$99,652
+HK$4,990/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,324/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,184
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,114
−HK$2,976/mo
Today · 4.125%
HK$100,090
baseline
▲ 0.50% · 4.625%
HK$106,180
+HK$6,090/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,180/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,779
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,589
−HK$2,851/mo
Today · 4.125%
HK$110,440
baseline
▲ 0.50% · 4.625%
HK$116,261
+HK$5,821/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,880/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,094
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,860
−HK$3,827/mo
Today · 4.125%
HK$128,687
baseline
▲ 0.50% · 4.625%
HK$136,518
+HK$7,831/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,374/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,715
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,328
−HK$3,666/mo
Today · 4.125%
HK$141,994
baseline
▲ 0.50% · 4.625%
HK$149,478
+HK$7,484/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,988/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,874 · Scale 2, in force from 26 Feb 2026)