LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,275
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,368
−HK$2,126/mo
Today · 4.125%
HK$71,494
baseline
▲ 0.50% · 4.625%
HK$75,844
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,988/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,850
−HK$2,036/mo
Today · 4.125%
HK$78,886
baseline
▲ 0.50% · 4.625%
HK$83,044
+HK$4,158/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,772/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,730
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,241
−HK$2,551/mo
Today · 4.125%
HK$85,792
baseline
▲ 0.50% · 4.625%
HK$91,013
+HK$5,221/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,584/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,811
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,220
−HK$2,444/mo
Today · 4.125%
HK$94,664
baseline
▲ 0.50% · 4.625%
HK$99,653
+HK$4,989/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,328/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,185
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,115
−HK$2,976/mo
Today · 4.125%
HK$100,091
baseline
▲ 0.50% · 4.625%
HK$106,182
+HK$6,091/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,182/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,780
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,590
−HK$2,851/mo
Today · 4.125%
HK$110,441
baseline
▲ 0.50% · 4.625%
HK$116,262
+HK$5,821/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,882/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,095
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,862
−HK$3,827/mo
Today · 4.125%
HK$128,689
baseline
▲ 0.50% · 4.625%
HK$136,519
+HK$7,830/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,378/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,717
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,330
−HK$3,665/mo
Today · 4.125%
HK$141,995
baseline
▲ 0.50% · 4.625%
HK$149,480
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,990/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,889 · Scale 2, in force from 26 Feb 2026)