LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,276
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,369
−HK$2,126/mo
Today · 4.125%
HK$71,495
baseline
▲ 0.50% · 4.625%
HK$75,845
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,990/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,844
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,851
−HK$2,036/mo
Today · 4.125%
HK$78,887
baseline
▲ 0.50% · 4.625%
HK$83,046
+HK$4,159/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,774/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,731
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,242
−HK$2,552/mo
Today · 4.125%
HK$85,794
baseline
▲ 0.50% · 4.625%
HK$91,014
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,588/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,813
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,221
−HK$2,444/mo
Today · 4.125%
HK$94,665
baseline
▲ 0.50% · 4.625%
HK$99,655
+HK$4,990/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,330/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,186
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,116
−HK$2,977/mo
Today · 4.125%
HK$100,093
baseline
▲ 0.50% · 4.625%
HK$106,183
+HK$6,090/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,186/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,781
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,592
−HK$2,850/mo
Today · 4.125%
HK$110,442
baseline
▲ 0.50% · 4.625%
HK$116,264
+HK$5,822/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,884/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,097
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,864
−HK$3,827/mo
Today · 4.125%
HK$128,691
baseline
▲ 0.50% · 4.625%
HK$136,521
+HK$7,830/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,382/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,719
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,332
−HK$3,665/mo
Today · 4.125%
HK$141,997
baseline
▲ 0.50% · 4.625%
HK$149,482
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$283,994/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,908 · Scale 2, in force from 26 Feb 2026)