LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,278
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,370
−HK$2,127/mo
Today · 4.125%
HK$71,497
baseline
▲ 0.50% · 4.625%
HK$75,847
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,994/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,846
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,853
−HK$2,036/mo
Today · 4.125%
HK$78,889
baseline
▲ 0.50% · 4.625%
HK$83,048
+HK$4,159/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,778/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,733
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,244
−HK$2,552/mo
Today · 4.125%
HK$85,796
baseline
▲ 0.50% · 4.625%
HK$91,016
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,592/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,815
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,224
−HK$2,443/mo
Today · 4.125%
HK$94,667
baseline
▲ 0.50% · 4.625%
HK$99,657
+HK$4,990/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,334/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,189
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,119
−HK$2,976/mo
Today · 4.125%
HK$100,095
baseline
▲ 0.50% · 4.625%
HK$106,186
+HK$6,091/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,190/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,784
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,594
−HK$2,851/mo
Today · 4.125%
HK$110,445
baseline
▲ 0.50% · 4.625%
HK$116,267
+HK$5,822/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,890/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,100
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,867
−HK$3,827/mo
Today · 4.125%
HK$128,694
baseline
▲ 0.50% · 4.625%
HK$136,525
+HK$7,831/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,388/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,722
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,336
−HK$3,665/mo
Today · 4.125%
HK$142,001
baseline
▲ 0.50% · 4.625%
HK$149,486
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$284,002/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,939 · Scale 2, in force from 26 Feb 2026)