LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,280
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,373
−HK$2,126/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,849
+HK$4,350/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,856
−HK$2,036/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,051
+HK$4,159/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,736
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,247
−HK$2,552/mo
Today · 4.125%
HK$85,799
baseline
▲ 0.50% · 4.625%
HK$91,019
+HK$5,220/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,598/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,818
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,227
−HK$2,443/mo
Today · 4.125%
HK$94,670
baseline
▲ 0.50% · 4.625%
HK$99,661
+HK$4,991/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,340/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,192
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,122
−HK$2,976/mo
Today · 4.125%
HK$100,098
baseline
▲ 0.50% · 4.625%
HK$106,189
+HK$6,091/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,196/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,787
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,598
−HK$2,851/mo
Today · 4.125%
HK$110,449
baseline
▲ 0.50% · 4.625%
HK$116,271
+HK$5,822/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,898/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,104
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,871
−HK$3,827/mo
Today · 4.125%
HK$128,698
baseline
▲ 0.50% · 4.625%
HK$136,529
+HK$7,831/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$257,396/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,727
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,340
−HK$3,666/mo
Today · 4.125%
HK$142,006
baseline
▲ 0.50% · 4.625%
HK$149,491
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.55M · min. income ≈ HK$284,012/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,253,980 · Scale 2, in force from 26 Feb 2026)