LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,283
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,376
−HK$2,126/mo
Today · 4.125%
HK$71,502
baseline
▲ 0.50% · 4.625%
HK$75,853
+HK$4,351/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$143,004/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,852
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,859
−HK$2,037/mo
Today · 4.125%
HK$78,896
baseline
▲ 0.50% · 4.625%
HK$83,055
+HK$4,159/mo
Deposit HK$14.75M · loan HK$14.75M · min. income ≈ HK$157,792/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,740
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,251
−HK$2,552/mo
Today · 4.125%
HK$85,803
baseline
▲ 0.50% · 4.625%
HK$91,024
+HK$5,221/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$171,606/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,822
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,231
−HK$2,444/mo
Today · 4.125%
HK$94,675
baseline
▲ 0.50% · 4.625%
HK$99,666
+HK$4,991/mo
Deposit HK$11.80M · loan HK$17.70M · min. income ≈ HK$189,350/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,196
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,127
−HK$2,976/mo
Today · 4.125%
HK$100,103
baseline
▲ 0.50% · 4.625%
HK$106,194
+HK$6,091/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$200,206/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,793
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,603
−HK$2,851/mo
Today · 4.125%
HK$110,454
baseline
▲ 0.50% · 4.625%
HK$116,276
+HK$5,822/mo
Deposit HK$8.85M · loan HK$20.65M · min. income ≈ HK$220,908/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,110
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,877
−HK$3,827/mo
Today · 4.125%
HK$128,704
baseline
▲ 0.50% · 4.625%
HK$136,536
+HK$7,832/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$257,408/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,733
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,347
−HK$3,666/mo
Today · 4.125%
HK$142,013
baseline
▲ 0.50% · 4.625%
HK$149,498
+HK$7,485/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$284,026/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$1,254,042 · Scale 2, in force from 26 Feb 2026)