LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,302
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,396
−HK$2,127/mo
Today · 4.125%
HK$71,523
baseline
▲ 0.50% · 4.625%
HK$75,875
+HK$4,352/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,046/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,873
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,881
−HK$2,037/mo
Today · 4.125%
HK$78,918
baseline
▲ 0.50% · 4.625%
HK$83,078
+HK$4,160/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,836/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,763
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,275
−HK$2,552/mo
Today · 4.125%
HK$85,827
baseline
▲ 0.50% · 4.625%
HK$91,050
+HK$5,223/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,654/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,848
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,258
−HK$2,444/mo
Today · 4.125%
HK$94,702
baseline
▲ 0.50% · 4.625%
HK$99,694
+HK$4,992/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,404/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,223
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,154
−HK$2,978/mo
Today · 4.125%
HK$100,132
baseline
▲ 0.50% · 4.625%
HK$106,225
+HK$6,093/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$200,264/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,823
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,634
−HK$2,852/mo
Today · 4.125%
HK$110,486
baseline
▲ 0.50% · 4.625%
HK$116,310
+HK$5,824/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$220,972/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,144
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,913
−HK$3,828/mo
Today · 4.125%
HK$128,741
baseline
▲ 0.50% · 4.625%
HK$136,575
+HK$7,834/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$257,482/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,772
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,386
−HK$3,667/mo
Today · 4.125%
HK$142,053
baseline
▲ 0.50% · 4.625%
HK$149,541
+HK$7,488/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$284,106/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,399 · Scale 2, in force from 26 Feb 2026)