LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,303
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,397
−HK$2,127/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,876
+HK$4,352/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,874
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,882
−HK$2,037/mo
Today · 4.125%
HK$78,919
baseline
▲ 0.50% · 4.625%
HK$83,079
+HK$4,160/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,838/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,764
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,276
−HK$2,552/mo
Today · 4.125%
HK$85,828
baseline
▲ 0.50% · 4.625%
HK$91,051
+HK$5,223/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,656/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,849
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,259
−HK$2,444/mo
Today · 4.125%
HK$94,703
baseline
▲ 0.50% · 4.625%
HK$99,695
+HK$4,992/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,406/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,224
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,155
−HK$2,978/mo
Today · 4.125%
HK$100,133
baseline
▲ 0.50% · 4.625%
HK$106,226
+HK$6,093/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$200,266/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,824
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,635
−HK$2,852/mo
Today · 4.125%
HK$110,487
baseline
▲ 0.50% · 4.625%
HK$116,311
+HK$5,824/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$220,974/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,146
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,914
−HK$3,829/mo
Today · 4.125%
HK$128,743
baseline
▲ 0.50% · 4.625%
HK$136,576
+HK$7,833/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$257,486/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,773
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,388
−HK$3,667/mo
Today · 4.125%
HK$142,055
baseline
▲ 0.50% · 4.625%
HK$149,543
+HK$7,488/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$284,110/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,415 · Scale 2, in force from 26 Feb 2026)