LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,304
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,397
−HK$2,127/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,877
+HK$4,353/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,875
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,883
−HK$2,037/mo
Today · 4.125%
HK$78,920
baseline
▲ 0.50% · 4.625%
HK$83,080
+HK$4,160/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,840/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,765
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,277
−HK$2,552/mo
Today · 4.125%
HK$85,829
baseline
▲ 0.50% · 4.625%
HK$91,052
+HK$5,223/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,658/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,850
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,260
−HK$2,444/mo
Today · 4.125%
HK$94,704
baseline
▲ 0.50% · 4.625%
HK$99,696
+HK$4,992/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,408/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,225
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,156
−HK$2,978/mo
Today · 4.125%
HK$100,134
baseline
▲ 0.50% · 4.625%
HK$106,227
+HK$6,093/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$200,268/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,825
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,636
−HK$2,852/mo
Today · 4.125%
HK$110,488
baseline
▲ 0.50% · 4.625%
HK$116,312
+HK$5,824/mo
Deposit HK$8.85M · loan HK$20.66M · min. income ≈ HK$220,976/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,147
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,915
−HK$3,829/mo
Today · 4.125%
HK$128,744
baseline
▲ 0.50% · 4.625%
HK$136,578
+HK$7,834/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$257,488/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,775
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,389
−HK$3,667/mo
Today · 4.125%
HK$142,056
baseline
▲ 0.50% · 4.625%
HK$149,544
+HK$7,488/mo
Deposit HK$2.95M · loan HK$26.56M · min. income ≈ HK$284,112/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,427 · Scale 2, in force from 26 Feb 2026)