LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,307
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,400
−HK$2,127/mo
Today · 4.125%
HK$71,527
baseline
▲ 0.50% · 4.625%
HK$75,880
+HK$4,353/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,054/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,878
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,886
−HK$2,037/mo
Today · 4.125%
HK$78,923
baseline
▲ 0.50% · 4.625%
HK$83,083
+HK$4,160/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,846/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,768
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,280
−HK$2,553/mo
Today · 4.125%
HK$85,833
baseline
▲ 0.50% · 4.625%
HK$91,055
+HK$5,222/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,666/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,853
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,263
−HK$2,445/mo
Today · 4.125%
HK$94,708
baseline
▲ 0.50% · 4.625%
HK$99,700
+HK$4,992/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,416/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,229
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,160
−HK$2,978/mo
Today · 4.125%
HK$100,138
baseline
▲ 0.50% · 4.625%
HK$106,231
+HK$6,093/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$200,276/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,829
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,640
−HK$2,853/mo
Today · 4.125%
HK$110,493
baseline
▲ 0.50% · 4.625%
HK$116,317
+HK$5,824/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$220,986/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,152
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,920
−HK$3,829/mo
Today · 4.125%
HK$128,749
baseline
▲ 0.50% · 4.625%
HK$136,583
+HK$7,834/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,498/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,780
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,395
−HK$3,667/mo
Today · 4.125%
HK$142,062
baseline
▲ 0.50% · 4.625%
HK$149,550
+HK$7,488/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,124/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,478 · Scale 2, in force from 26 Feb 2026)