LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,311
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,405
−HK$2,127/mo
Today · 4.125%
HK$71,532
baseline
▲ 0.50% · 4.625%
HK$75,884
+HK$4,352/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,064/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,883
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,891
−HK$2,037/mo
Today · 4.125%
HK$78,928
baseline
▲ 0.50% · 4.625%
HK$83,089
+HK$4,161/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,856/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,773
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,286
−HK$2,552/mo
Today · 4.125%
HK$85,838
baseline
▲ 0.50% · 4.625%
HK$91,061
+HK$5,223/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,676/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,859
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,269
−HK$2,445/mo
Today · 4.125%
HK$94,714
baseline
▲ 0.50% · 4.625%
HK$99,707
+HK$4,993/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,428/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,235
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,167
−HK$2,978/mo
Today · 4.125%
HK$100,145
baseline
▲ 0.50% · 4.625%
HK$106,238
+HK$6,093/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$200,290/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,836
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,647
−HK$2,853/mo
Today · 4.125%
HK$110,500
baseline
▲ 0.50% · 4.625%
HK$116,324
+HK$5,824/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$221,000/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,160
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,928
−HK$3,829/mo
Today · 4.125%
HK$128,757
baseline
▲ 0.50% · 4.625%
HK$136,592
+HK$7,835/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,514/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,789
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,404
−HK$3,667/mo
Today · 4.125%
HK$142,071
baseline
▲ 0.50% · 4.625%
HK$149,560
+HK$7,489/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,142/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,559 · Scale 2, in force from 26 Feb 2026)