LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,315
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,409
−HK$2,127/mo
Today · 4.125%
HK$71,536
baseline
▲ 0.50% · 4.625%
HK$75,889
+HK$4,353/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,072/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,887
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,896
−HK$2,037/mo
Today · 4.125%
HK$78,933
baseline
▲ 0.50% · 4.625%
HK$83,094
+HK$4,161/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,866/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,778
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,291
−HK$2,552/mo
Today · 4.125%
HK$85,843
baseline
▲ 0.50% · 4.625%
HK$91,067
+HK$5,224/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,686/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,865
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,275
−HK$2,445/mo
Today · 4.125%
HK$94,720
baseline
▲ 0.50% · 4.625%
HK$99,712
+HK$4,992/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,440/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,241
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,172
−HK$2,979/mo
Today · 4.125%
HK$100,151
baseline
▲ 0.50% · 4.625%
HK$106,245
+HK$6,094/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$200,302/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,842
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,654
−HK$2,852/mo
Today · 4.125%
HK$110,506
baseline
▲ 0.50% · 4.625%
HK$116,331
+HK$5,825/mo
Deposit HK$8.86M · loan HK$20.66M · min. income ≈ HK$221,012/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,167
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$124,936
−HK$3,829/mo
Today · 4.125%
HK$128,765
baseline
▲ 0.50% · 4.625%
HK$136,600
+HK$7,835/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,530/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,797
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,412
−HK$3,668/mo
Today · 4.125%
HK$142,080
baseline
▲ 0.50% · 4.625%
HK$149,569
+HK$7,489/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,160/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,633 · Scale 2, in force from 26 Feb 2026)