LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,317
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,411
−HK$2,127/mo
Today · 4.125%
HK$71,538
baseline
▲ 0.50% · 4.625%
HK$75,891
+HK$4,353/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,076/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,889
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,898
−HK$2,037/mo
Today · 4.125%
HK$78,935
baseline
▲ 0.50% · 4.625%
HK$83,096
+HK$4,161/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,870/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,780
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,293
−HK$2,553/mo
Today · 4.125%
HK$85,846
baseline
▲ 0.50% · 4.625%
HK$91,069
+HK$5,223/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,692/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,867
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,277
−HK$2,445/mo
Today · 4.125%
HK$94,722
baseline
▲ 0.50% · 4.625%
HK$99,715
+HK$4,993/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,444/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,244
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,175
−HK$2,978/mo
Today · 4.125%
HK$100,153
baseline
▲ 0.50% · 4.625%
HK$106,248
+HK$6,095/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,306/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,845
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,657
−HK$2,852/mo
Today · 4.125%
HK$110,509
baseline
▲ 0.50% · 4.625%
HK$116,335
+HK$5,826/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,018/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,170
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,939
−HK$3,830/mo
Today · 4.125%
HK$128,769
baseline
▲ 0.50% · 4.625%
HK$136,604
+HK$7,835/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,538/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,801
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,416
−HK$3,668/mo
Today · 4.125%
HK$142,084
baseline
▲ 0.50% · 4.625%
HK$149,573
+HK$7,489/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,168/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,669 · Scale 2, in force from 26 Feb 2026)