LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,321
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,415
−HK$2,127/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,896
+HK$4,354/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,894
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,038/mo
Today · 4.125%
HK$78,940
baseline
▲ 0.50% · 4.625%
HK$83,101
+HK$4,161/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,880/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,785
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,298
−HK$2,553/mo
Today · 4.125%
HK$85,851
baseline
▲ 0.50% · 4.625%
HK$91,075
+HK$5,224/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$171,702/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,872
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,283
−HK$2,445/mo
Today · 4.125%
HK$94,728
baseline
▲ 0.50% · 4.625%
HK$99,721
+HK$4,993/mo
Deposit HK$11.81M · loan HK$17.71M · min. income ≈ HK$189,456/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,249
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,181
−HK$2,978/mo
Today · 4.125%
HK$100,159
baseline
▲ 0.50% · 4.625%
HK$106,254
+HK$6,095/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,318/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,851
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,663
−HK$2,853/mo
Today · 4.125%
HK$110,516
baseline
▲ 0.50% · 4.625%
HK$116,341
+HK$5,825/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,032/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,177
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,947
−HK$3,829/mo
Today · 4.125%
HK$128,776
baseline
▲ 0.50% · 4.625%
HK$136,612
+HK$7,836/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,552/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,809
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,424
−HK$3,668/mo
Today · 4.125%
HK$142,092
baseline
▲ 0.50% · 4.625%
HK$149,582
+HK$7,490/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,184/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,742 · Scale 2, in force from 26 Feb 2026)