LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,326
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,420
−HK$2,128/mo
Today · 4.125%
HK$71,548
baseline
▲ 0.50% · 4.625%
HK$75,901
+HK$4,353/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,096/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,899
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,908
−HK$2,038/mo
Today · 4.125%
HK$78,946
baseline
▲ 0.50% · 4.625%
HK$83,107
+HK$4,161/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,892/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,791
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,304
−HK$2,553/mo
Today · 4.125%
HK$85,857
baseline
▲ 0.50% · 4.625%
HK$91,081
+HK$5,224/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,714/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,879
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,289
−HK$2,446/mo
Today · 4.125%
HK$94,735
baseline
▲ 0.50% · 4.625%
HK$99,728
+HK$4,993/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,470/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,256
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,188
−HK$2,979/mo
Today · 4.125%
HK$100,167
baseline
▲ 0.50% · 4.625%
HK$106,261
+HK$6,094/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,334/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,859
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,671
−HK$2,853/mo
Today · 4.125%
HK$110,524
baseline
▲ 0.50% · 4.625%
HK$116,350
+HK$5,826/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,048/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,186
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,956
−HK$3,830/mo
Today · 4.125%
HK$128,786
baseline
▲ 0.50% · 4.625%
HK$136,622
+HK$7,836/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,572/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,818
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,434
−HK$3,668/mo
Today · 4.125%
HK$142,102
baseline
▲ 0.50% · 4.625%
HK$149,593
+HK$7,491/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,204/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,832 · Scale 2, in force from 26 Feb 2026)