LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,328
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,422
−HK$2,128/mo
Today · 4.125%
HK$71,550
baseline
▲ 0.50% · 4.625%
HK$75,904
+HK$4,354/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,100/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,902
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,910
−HK$2,038/mo
Today · 4.125%
HK$78,948
baseline
▲ 0.50% · 4.625%
HK$83,110
+HK$4,162/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,896/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,793
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,307
−HK$2,553/mo
Today · 4.125%
HK$85,860
baseline
▲ 0.50% · 4.625%
HK$91,084
+HK$5,224/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,720/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,882
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,292
−HK$2,446/mo
Today · 4.125%
HK$94,738
baseline
▲ 0.50% · 4.625%
HK$99,732
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,476/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,259
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,191
−HK$2,979/mo
Today · 4.125%
HK$100,170
baseline
▲ 0.50% · 4.625%
HK$106,265
+HK$6,095/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,340/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,862
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,674
−HK$2,854/mo
Today · 4.125%
HK$110,528
baseline
▲ 0.50% · 4.625%
HK$116,354
+HK$5,826/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,056/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,190
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,960
−HK$3,830/mo
Today · 4.125%
HK$128,790
baseline
▲ 0.50% · 4.625%
HK$136,626
+HK$7,836/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,580/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,823
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,439
−HK$3,668/mo
Today · 4.125%
HK$142,107
baseline
▲ 0.50% · 4.625%
HK$149,597
+HK$7,490/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,214/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,874 · Scale 2, in force from 26 Feb 2026)