LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,329
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,423
−HK$2,128/mo
Today · 4.125%
HK$71,551
baseline
▲ 0.50% · 4.625%
HK$75,905
+HK$4,354/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,102/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,903
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,912
−HK$2,037/mo
Today · 4.125%
HK$78,949
baseline
▲ 0.50% · 4.625%
HK$83,111
+HK$4,162/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,898/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,795
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,308
−HK$2,553/mo
Today · 4.125%
HK$85,861
baseline
▲ 0.50% · 4.625%
HK$91,086
+HK$5,225/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,722/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,883
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,294
−HK$2,445/mo
Today · 4.125%
HK$94,739
baseline
▲ 0.50% · 4.625%
HK$99,733
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,478/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,260
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,192
−HK$2,979/mo
Today · 4.125%
HK$100,171
baseline
▲ 0.50% · 4.625%
HK$106,267
+HK$6,096/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,342/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,864
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,676
−HK$2,853/mo
Today · 4.125%
HK$110,529
baseline
▲ 0.50% · 4.625%
HK$116,355
+HK$5,826/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,058/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,192
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,962
−HK$3,830/mo
Today · 4.125%
HK$128,792
baseline
▲ 0.50% · 4.625%
HK$136,628
+HK$7,836/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,584/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,825
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,441
−HK$3,668/mo
Today · 4.125%
HK$142,109
baseline
▲ 0.50% · 4.625%
HK$149,600
+HK$7,491/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,218/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,893 · Scale 2, in force from 26 Feb 2026)