LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,330
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,424
−HK$2,128/mo
Today · 4.125%
HK$71,552
baseline
▲ 0.50% · 4.625%
HK$75,906
+HK$4,354/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,104/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,904
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,912
−HK$2,038/mo
Today · 4.125%
HK$78,950
baseline
▲ 0.50% · 4.625%
HK$83,112
+HK$4,162/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,900/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,796
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,309
−HK$2,553/mo
Today · 4.125%
HK$85,862
baseline
▲ 0.50% · 4.625%
HK$91,087
+HK$5,225/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,724/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,884
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,295
−HK$2,445/mo
Today · 4.125%
HK$94,740
baseline
▲ 0.50% · 4.625%
HK$99,734
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,480/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,262
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,194
−HK$2,979/mo
Today · 4.125%
HK$100,173
baseline
▲ 0.50% · 4.625%
HK$106,268
+HK$6,095/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,346/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,865
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,677
−HK$2,854/mo
Today · 4.125%
HK$110,531
baseline
▲ 0.50% · 4.625%
HK$116,357
+HK$5,826/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,062/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,193
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,963
−HK$3,830/mo
Today · 4.125%
HK$128,793
baseline
▲ 0.50% · 4.625%
HK$136,630
+HK$7,837/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,586/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,826
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,442
−HK$3,669/mo
Today · 4.125%
HK$142,111
baseline
▲ 0.50% · 4.625%
HK$149,601
+HK$7,490/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,222/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,908 · Scale 2, in force from 26 Feb 2026)