LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,330
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,425
−HK$2,127/mo
Today · 4.125%
HK$71,552
baseline
▲ 0.50% · 4.625%
HK$75,906
+HK$4,354/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$143,104/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,904
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,913
−HK$2,038/mo
Today · 4.125%
HK$78,951
baseline
▲ 0.50% · 4.625%
HK$83,113
+HK$4,162/mo
Deposit HK$14.76M · loan HK$14.76M · min. income ≈ HK$157,902/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,796
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,309
−HK$2,554/mo
Today · 4.125%
HK$85,863
baseline
▲ 0.50% · 4.625%
HK$91,087
+HK$5,224/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,726/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,885
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,296
−HK$2,445/mo
Today · 4.125%
HK$94,741
baseline
▲ 0.50% · 4.625%
HK$99,735
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,482/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,262
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,194
−HK$2,979/mo
Today · 4.125%
HK$100,173
baseline
▲ 0.50% · 4.625%
HK$106,269
+HK$6,096/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,346/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,866
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,678
−HK$2,853/mo
Today · 4.125%
HK$110,531
baseline
▲ 0.50% · 4.625%
HK$116,358
+HK$5,827/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,062/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,194
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,964
−HK$3,830/mo
Today · 4.125%
HK$128,794
baseline
▲ 0.50% · 4.625%
HK$136,631
+HK$7,837/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$257,588/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,827
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,443
−HK$3,669/mo
Today · 4.125%
HK$142,112
baseline
▲ 0.50% · 4.625%
HK$149,603
+HK$7,491/mo
Deposit HK$2.95M · loan HK$26.57M · min. income ≈ HK$284,224/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,254,918 · Scale 2, in force from 26 Feb 2026)