LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,336
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,431
−HK$2,128/mo
Today · 4.125%
HK$71,559
baseline
▲ 0.50% · 4.625%
HK$75,913
+HK$4,354/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,118/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,911
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,920
−HK$2,038/mo
Today · 4.125%
HK$78,958
baseline
▲ 0.50% · 4.625%
HK$83,120
+HK$4,162/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,916/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,803
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,317
−HK$2,553/mo
Today · 4.125%
HK$85,870
baseline
▲ 0.50% · 4.625%
HK$91,095
+HK$5,225/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,740/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,893
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,304
−HK$2,446/mo
Today · 4.125%
HK$94,750
baseline
▲ 0.50% · 4.625%
HK$99,744
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,500/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,271
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,203
−HK$2,979/mo
Today · 4.125%
HK$100,182
baseline
▲ 0.50% · 4.625%
HK$106,278
+HK$6,096/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,364/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,875
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,688
−HK$2,853/mo
Today · 4.125%
HK$110,541
baseline
▲ 0.50% · 4.625%
HK$116,368
+HK$5,827/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,082/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,205
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,975
−HK$3,831/mo
Today · 4.125%
HK$128,806
baseline
▲ 0.50% · 4.625%
HK$136,643
+HK$7,837/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,612/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,839
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,456
−HK$3,668/mo
Today · 4.125%
HK$142,124
baseline
▲ 0.50% · 4.625%
HK$149,616
+HK$7,492/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,248/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,029 · Scale 2, in force from 26 Feb 2026)