LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,338
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$2,128/mo
Today · 4.125%
HK$71,561
baseline
▲ 0.50% · 4.625%
HK$75,915
+HK$4,354/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,122/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,913
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,922
−HK$2,039/mo
Today · 4.125%
HK$78,961
baseline
▲ 0.50% · 4.625%
HK$83,123
+HK$4,162/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,922/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,806
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,320
−HK$2,553/mo
Today · 4.125%
HK$85,873
baseline
▲ 0.50% · 4.625%
HK$91,099
+HK$5,226/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,746/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,896
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,307
−HK$2,446/mo
Today · 4.125%
HK$94,753
baseline
▲ 0.50% · 4.625%
HK$99,747
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,506/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,274
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,206
−HK$2,980/mo
Today · 4.125%
HK$100,186
baseline
▲ 0.50% · 4.625%
HK$106,282
+HK$6,096/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,372/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,879
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,691
−HK$2,854/mo
Today · 4.125%
HK$110,545
baseline
▲ 0.50% · 4.625%
HK$116,372
+HK$5,827/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,090/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,209
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,979
−HK$3,831/mo
Today · 4.125%
HK$128,810
baseline
▲ 0.50% · 4.625%
HK$136,648
+HK$7,838/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,620/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,844
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,460
−HK$3,669/mo
Today · 4.125%
HK$142,129
baseline
▲ 0.50% · 4.625%
HK$149,621
+HK$7,492/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,258/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,071 · Scale 2, in force from 26 Feb 2026)