LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,341
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,435
−HK$2,128/mo
Today · 4.125%
HK$71,563
baseline
▲ 0.50% · 4.625%
HK$75,918
+HK$4,355/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,126/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,916
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,925
−HK$2,038/mo
Today · 4.125%
HK$78,963
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,162/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,926/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,809
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,322
−HK$2,554/mo
Today · 4.125%
HK$85,876
baseline
▲ 0.50% · 4.625%
HK$91,101
+HK$5,225/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,752/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,899
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,310
−HK$2,446/mo
Today · 4.125%
HK$94,756
baseline
▲ 0.50% · 4.625%
HK$99,750
+HK$4,994/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,512/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,277
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,209
−HK$2,980/mo
Today · 4.125%
HK$100,189
baseline
▲ 0.50% · 4.625%
HK$106,285
+HK$6,096/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$200,378/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,882
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,695
−HK$2,853/mo
Today · 4.125%
HK$110,548
baseline
▲ 0.50% · 4.625%
HK$116,376
+HK$5,828/mo
Deposit HK$8.86M · loan HK$20.67M · min. income ≈ HK$221,096/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,213
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,983
−HK$3,831/mo
Today · 4.125%
HK$128,814
baseline
▲ 0.50% · 4.625%
HK$136,652
+HK$7,838/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,628/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,848
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,465
−HK$3,669/mo
Today · 4.125%
HK$142,134
baseline
▲ 0.50% · 4.625%
HK$149,626
+HK$7,492/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,268/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,111 · Scale 2, in force from 26 Feb 2026)