LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,349
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,444
−HK$2,128/mo
Today · 4.125%
HK$71,572
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$4,355/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,144/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,925
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,935
−HK$2,038/mo
Today · 4.125%
HK$78,973
baseline
▲ 0.50% · 4.625%
HK$83,136
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,946/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,819
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,333
−HK$2,554/mo
Today · 4.125%
HK$85,887
baseline
▲ 0.50% · 4.625%
HK$91,113
+HK$5,226/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,774/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,910
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,322
−HK$2,446/mo
Today · 4.125%
HK$94,768
baseline
▲ 0.50% · 4.625%
HK$99,763
+HK$4,995/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,536/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,289
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,222
−HK$2,979/mo
Today · 4.125%
HK$100,201
baseline
▲ 0.50% · 4.625%
HK$106,298
+HK$6,097/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,402/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,895
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,708
−HK$2,854/mo
Today · 4.125%
HK$110,562
baseline
▲ 0.50% · 4.625%
HK$116,390
+HK$5,828/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,124/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,228
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$124,999
−HK$3,831/mo
Today · 4.125%
HK$128,830
baseline
▲ 0.50% · 4.625%
HK$136,669
+HK$7,839/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,660/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,865
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,482
−HK$3,670/mo
Today · 4.125%
HK$142,152
baseline
▲ 0.50% · 4.625%
HK$149,645
+HK$7,493/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,304/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,270 · Scale 2, in force from 26 Feb 2026)