LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,352
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,447
−HK$2,128/mo
Today · 4.125%
HK$71,575
baseline
▲ 0.50% · 4.625%
HK$75,930
+HK$4,355/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,150/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,928
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,937
−HK$2,039/mo
Today · 4.125%
HK$78,976
baseline
▲ 0.50% · 4.625%
HK$83,139
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,952/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,822
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,336
−HK$2,554/mo
Today · 4.125%
HK$85,890
baseline
▲ 0.50% · 4.625%
HK$91,116
+HK$5,226/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$171,780/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,913
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,325
−HK$2,446/mo
Today · 4.125%
HK$94,771
baseline
▲ 0.50% · 4.625%
HK$99,767
+HK$4,996/mo
Deposit HK$11.81M · loan HK$17.72M · min. income ≈ HK$189,542/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,292
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,225
−HK$2,980/mo
Today · 4.125%
HK$100,205
baseline
▲ 0.50% · 4.625%
HK$106,302
+HK$6,097/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,410/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,899
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,712
−HK$2,854/mo
Today · 4.125%
HK$110,566
baseline
▲ 0.50% · 4.625%
HK$116,395
+HK$5,829/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,132/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,233
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$125,004
−HK$3,831/mo
Today · 4.125%
HK$128,835
baseline
▲ 0.50% · 4.625%
HK$136,674
+HK$7,839/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,670/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,870
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,487
−HK$3,670/mo
Today · 4.125%
HK$142,157
baseline
▲ 0.50% · 4.625%
HK$149,650
+HK$7,493/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,314/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,315 · Scale 2, in force from 26 Feb 2026)