LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,354
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,449
−HK$2,128/mo
Today · 4.125%
HK$71,577
baseline
▲ 0.50% · 4.625%
HK$75,933
+HK$4,356/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,154/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,930
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,940
−HK$2,039/mo
Today · 4.125%
HK$78,979
baseline
▲ 0.50% · 4.625%
HK$83,142
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,958/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,824
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,339
−HK$2,554/mo
Today · 4.125%
HK$85,893
baseline
▲ 0.50% · 4.625%
HK$91,119
+HK$5,226/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$171,786/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,916
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,446/mo
Today · 4.125%
HK$94,774
baseline
▲ 0.50% · 4.625%
HK$99,770
+HK$4,996/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$189,548/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,295
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,228
−HK$2,980/mo
Today · 4.125%
HK$100,208
baseline
▲ 0.50% · 4.625%
HK$106,306
+HK$6,098/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,416/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,902
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,716
−HK$2,854/mo
Today · 4.125%
HK$110,570
baseline
▲ 0.50% · 4.625%
HK$116,398
+HK$5,828/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,140/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,237
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$125,008
−HK$3,831/mo
Today · 4.125%
HK$128,839
baseline
▲ 0.50% · 4.625%
HK$136,679
+HK$7,840/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,678/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,875
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,492
−HK$3,669/mo
Today · 4.125%
HK$142,161
baseline
▲ 0.50% · 4.625%
HK$149,655
+HK$7,494/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,322/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,356 · Scale 2, in force from 26 Feb 2026)