LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,354
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,449
−HK$2,129/mo
Today · 4.125%
HK$71,578
baseline
▲ 0.50% · 4.625%
HK$75,933
+HK$4,355/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,156/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,931
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,940
−HK$2,039/mo
Today · 4.125%
HK$78,979
baseline
▲ 0.50% · 4.625%
HK$83,142
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,958/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,825
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$83,339
−HK$2,554/mo
Today · 4.125%
HK$85,893
baseline
▲ 0.50% · 4.625%
HK$91,119
+HK$5,226/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$171,786/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,917
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,447/mo
Today · 4.125%
HK$94,775
baseline
▲ 0.50% · 4.625%
HK$99,770
+HK$4,995/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$189,550/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,295
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,229
−HK$2,980/mo
Today · 4.125%
HK$100,209
baseline
▲ 0.50% · 4.625%
HK$106,306
+HK$6,097/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,418/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,903
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,716
−HK$2,854/mo
Today · 4.125%
HK$110,570
baseline
▲ 0.50% · 4.625%
HK$116,399
+HK$5,829/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,140/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,237
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,008
−HK$3,832/mo
Today · 4.125%
HK$128,840
baseline
▲ 0.50% · 4.625%
HK$136,679
+HK$7,839/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$257,680/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,875
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,492
−HK$3,670/mo
Today · 4.125%
HK$142,162
baseline
▲ 0.50% · 4.625%
HK$149,655
+HK$7,493/mo
Deposit HK$2.95M · loan HK$26.58M · min. income ≈ HK$284,324/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,359 · Scale 2, in force from 26 Feb 2026)