LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,357
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$2,128/mo
Today · 4.125%
HK$71,581
baseline
▲ 0.50% · 4.625%
HK$75,937
+HK$4,356/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,162/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,934
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,944
−HK$2,039/mo
Today · 4.125%
HK$78,983
baseline
▲ 0.50% · 4.625%
HK$83,146
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,966/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,829
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,343
−HK$2,555/mo
Today · 4.125%
HK$85,898
baseline
▲ 0.50% · 4.625%
HK$91,124
+HK$5,226/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$171,796/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,921
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,333
−HK$2,446/mo
Today · 4.125%
HK$94,779
baseline
▲ 0.50% · 4.625%
HK$99,775
+HK$4,996/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$189,558/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,300
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,234
−HK$2,980/mo
Today · 4.125%
HK$100,214
baseline
▲ 0.50% · 4.625%
HK$106,312
+HK$6,098/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,428/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,908
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,722
−HK$2,854/mo
Today · 4.125%
HK$110,576
baseline
▲ 0.50% · 4.625%
HK$116,405
+HK$5,829/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,152/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,243
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,015
−HK$3,831/mo
Today · 4.125%
HK$128,846
baseline
▲ 0.50% · 4.625%
HK$136,686
+HK$7,840/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,692/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,882
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,499
−HK$3,670/mo
Today · 4.125%
HK$142,169
baseline
▲ 0.50% · 4.625%
HK$149,663
+HK$7,494/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,338/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,425 · Scale 2, in force from 26 Feb 2026)