LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,359
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$2,129/mo
Today · 4.125%
HK$71,583
baseline
▲ 0.50% · 4.625%
HK$75,939
+HK$4,356/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,166/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,946
−HK$2,039/mo
Today · 4.125%
HK$78,985
baseline
▲ 0.50% · 4.625%
HK$83,148
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,970/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,831
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,345
−HK$2,555/mo
Today · 4.125%
HK$85,900
baseline
▲ 0.50% · 4.625%
HK$91,127
+HK$5,227/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$171,800/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,924
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,335
−HK$2,447/mo
Today · 4.125%
HK$94,782
baseline
▲ 0.50% · 4.625%
HK$99,778
+HK$4,996/mo
Deposit HK$11.82M · loan HK$17.72M · min. income ≈ HK$189,564/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,303
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,236
−HK$2,980/mo
Today · 4.125%
HK$100,216
baseline
▲ 0.50% · 4.625%
HK$106,314
+HK$6,098/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,432/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,911
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,725
−HK$2,854/mo
Today · 4.125%
HK$110,579
baseline
▲ 0.50% · 4.625%
HK$116,408
+HK$5,829/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,158/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,246
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,018
−HK$3,832/mo
Today · 4.125%
HK$128,850
baseline
▲ 0.50% · 4.625%
HK$136,690
+HK$7,840/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,700/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,885
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,503
−HK$3,670/mo
Today · 4.125%
HK$142,173
baseline
▲ 0.50% · 4.625%
HK$149,667
+HK$7,494/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,346/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,457 · Scale 2, in force from 26 Feb 2026)