LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,363
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,458
−HK$2,129/mo
Today · 4.125%
HK$71,587
baseline
▲ 0.50% · 4.625%
HK$75,943
+HK$4,356/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,174/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,941
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,951
−HK$2,039/mo
Today · 4.125%
HK$78,990
baseline
▲ 0.50% · 4.625%
HK$83,153
+HK$4,163/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,980/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,836
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$83,350
−HK$2,555/mo
Today · 4.125%
HK$85,905
baseline
▲ 0.50% · 4.625%
HK$91,132
+HK$5,227/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,810/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,929
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$92,341
−HK$2,446/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$99,784
+HK$4,997/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,308
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,242
−HK$2,980/mo
Today · 4.125%
HK$100,222
baseline
▲ 0.50% · 4.625%
HK$106,321
+HK$6,099/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,444/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,917
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,731
−HK$2,854/mo
Today · 4.125%
HK$110,585
baseline
▲ 0.50% · 4.625%
HK$116,414
+HK$5,829/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,170/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,254
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,025
−HK$3,832/mo
Today · 4.125%
HK$128,857
baseline
▲ 0.50% · 4.625%
HK$136,698
+HK$7,841/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,714/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,893
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,511
−HK$3,670/mo
Today · 4.125%
HK$142,181
baseline
▲ 0.50% · 4.625%
HK$149,676
+HK$7,495/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,362/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,531 · Scale 2, in force from 26 Feb 2026)