LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,371
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,467
−HK$2,129/mo
Today · 4.125%
HK$71,596
baseline
▲ 0.50% · 4.625%
HK$75,953
+HK$4,357/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$143,192/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,950
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,960
−HK$2,039/mo
Today · 4.125%
HK$78,999
baseline
▲ 0.50% · 4.625%
HK$83,164
+HK$4,165/mo
Deposit HK$14.77M · loan HK$14.77M · min. income ≈ HK$157,998/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,846
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$83,361
−HK$2,555/mo
Today · 4.125%
HK$85,916
baseline
▲ 0.50% · 4.625%
HK$91,143
+HK$5,227/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$171,832/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,940
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$92,352
−HK$2,447/mo
Today · 4.125%
HK$94,799
baseline
▲ 0.50% · 4.625%
HK$99,796
+HK$4,997/mo
Deposit HK$11.82M · loan HK$17.73M · min. income ≈ HK$189,598/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,320
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,254
−HK$2,981/mo
Today · 4.125%
HK$100,235
baseline
▲ 0.50% · 4.625%
HK$106,334
+HK$6,099/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$200,470/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,930
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,744
−HK$2,855/mo
Today · 4.125%
HK$110,599
baseline
▲ 0.50% · 4.625%
HK$116,429
+HK$5,830/mo
Deposit HK$8.86M · loan HK$20.68M · min. income ≈ HK$221,198/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,269
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,041
−HK$3,832/mo
Today · 4.125%
HK$128,873
baseline
▲ 0.50% · 4.625%
HK$136,715
+HK$7,842/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$257,746/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,910
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,528
−HK$3,671/mo
Today · 4.125%
HK$142,199
baseline
▲ 0.50% · 4.625%
HK$149,694
+HK$7,495/mo
Deposit HK$2.95M · loan HK$26.59M · min. income ≈ HK$284,398/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$1,255,687 · Scale 2, in force from 26 Feb 2026)