LTV · monthly repayment
▼ 0.50% · 3.625%
HK$673,735
−HK$42,250/mo
▼ 0.25% · 3.875%
HK$694,692
−HK$21,293/mo
Today · 4.125%
HK$715,985
baseline
▲ 0.50% · 4.625%
HK$759,550
+HK$43,565/mo
Deposit HK$147.73M · loan HK$147.73M · min. income ≈ HK$1,431,970/mo (50% DSR)
Upfront cash ≈ HK$166.94M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$749,524
−HK$40,494/mo
▼ 0.25% · 3.875%
HK$769,626
−HK$20,392/mo
Today · 4.125%
HK$790,018
baseline
▲ 0.50% · 4.625%
HK$831,661
+HK$41,643/mo
Deposit HK$147.73M · loan HK$147.73M · min. income ≈ HK$1,580,036/mo (50% DSR)
Upfront cash ≈ HK$166.94M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$808,482
−HK$50,699/mo
▼ 0.25% · 3.875%
HK$833,631
−HK$25,550/mo
Today · 4.125%
HK$859,181
baseline
▲ 0.50% · 4.625%
HK$911,461
+HK$52,280/mo
Deposit HK$118.19M · loan HK$177.28M · min. income ≈ HK$1,718,362/mo (50% DSR)
Upfront cash ≈ HK$137.39M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$899,429
−HK$48,593/mo
▼ 0.25% · 3.875%
HK$923,551
−HK$24,471/mo
Today · 4.125%
HK$948,022
baseline
▲ 0.50% · 4.625%
HK$997,993
+HK$49,971/mo
Deposit HK$118.19M · loan HK$177.28M · min. income ≈ HK$1,896,044/mo (50% DSR)
Upfront cash ≈ HK$137.39M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$943,230
−HK$59,148/mo
▼ 0.25% · 3.875%
HK$972,569
−HK$29,809/mo
Today · 4.125%
HK$1,002,378
baseline
▲ 0.50% · 4.625%
HK$1,063,371
+HK$60,993/mo
Deposit HK$88.64M · loan HK$206.83M · min. income ≈ HK$2,004,756/mo (50% DSR)
Upfront cash ≈ HK$107.84M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,049,333
−HK$56,693/mo
▼ 0.25% · 3.875%
HK$1,077,476
−HK$28,550/mo
Today · 4.125%
HK$1,106,026
baseline
▲ 0.50% · 4.625%
HK$1,164,326
+HK$58,300/mo
Deposit HK$88.64M · loan HK$206.83M · min. income ≈ HK$2,212,052/mo (50% DSR)
Upfront cash ≈ HK$107.84M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,212,724
−HK$76,048/mo
▼ 0.25% · 3.875%
HK$1,250,446
−HK$38,326/mo
Today · 4.125%
HK$1,288,772
baseline
▲ 0.50% · 4.625%
HK$1,367,191
+HK$78,419/mo
Deposit HK$29.55M · loan HK$265.92M · min. income ≈ HK$2,577,544/mo (50% DSR)
Upfront cash ≈ HK$48.75M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,349,143
−HK$72,890/mo
▼ 0.25% · 3.875%
HK$1,385,326
−HK$36,707/mo
Today · 4.125%
HK$1,422,033
baseline
▲ 0.50% · 4.625%
HK$1,496,990
+HK$74,957/mo
Deposit HK$29.55M · loan HK$265.92M · min. income ≈ HK$2,844,066/mo (50% DSR)
Upfront cash ≈ HK$48.75M (deposit + AVD stamp duty HK$19,205,208 · Scale 2, in force from 26 Feb 2026)